Everybody is looking for a way to save money without having to give anything up. What if there was a way you could get savings on almost every purchase you make online just for knowing the right places to look?
That is exactly what you have at your disposal when you are signed up for cash back websites. While you may know that these sites exist, you may not realize just how much they can ultimately help you save in the long run.
Take a moment to learn about these opportunities and find a few that are right for you. It won’t be long before you are able to start saving real money just for signing up.
What are Cash Back Sites?
You have probably heard of cash back rewards. The term “cash back” gets thrown around in seemingly every credit card commercial on TV, but did you know that there are other ways to earn cash back on the things you purchase?
Do you enjoy shopping online? Do you find yourself frequently taking advantage of the online marketplace instead of running out to your nearest superstore? If that sounds like you, then it may be time to start taking advantage of cash back sites.
These websites exist for one reason: to help you get money back on the things you purchase online. All you need to do is see what kind of value you can get back for making a purchase that is supported by a cash back site you are signed up for. Once you click on their link and proceed to make a purchase on your desired site, you will start racking up perks on the cash back site.
While the savings are usually modest, they add up over time. If you are already planning on making purchases online, there is no reason to put off signing up for cash back sites. They can help you start saving money while you have to do nothing more than sign up to get started.
If it sounds easy, that is because it really is. Just sign up and make the purchases you normally would. It won’t be long before you start seeing the savings come together.
How to Take Advantage of Cash Back Sites
There are right and wrong ways to go about saving money with cash back sites. While it is possible to make some serious savings by utilizing these tools, you probably won’t save very much if you go about things inefficiently. That’s why it is important to know what you are doing before diving in. Here are a couple of tips that should help you get started.
The most important thing to remember when you start utilizing these sites is that it isn’t really saving you money if you go out of your way to make extra purchases just to rack up points. While it can seem tempting to splurge now that you are saving money, you will come out on top if you only use them for purchases you would have made regardless.
Don’t let yourself fall into the mindset of “well, I’m saving money so it’s almost like I’m not spending any”. It happens to everybody, as that is just the effect that great deals can have on us. That’s a big part of why sales exist in the first place. Just stick to the things you already plan on buying and you will actually save money. Otherwise, you are just spending extra.
The other big way to maximize your savings is to sign up for several websites that offer cash back. It is tempting to stick to one primary site because it will allow you to cash out sooner, but you will save more money if you have at least a few cash back websites at your disposal. Different sites offer different deals, so you will ultimately save more money if you are able to take the best deals available to you.
It may take you a little bit longer to cash out when you are taking advantage of multiple websites, but you will save more money in the end. Sometimes, you will end up saving quite a bit more by taking advantage of the best deals across the board. Simply be patient and let the deals come to you. It may take some time, but it won’t be long before multiple sites are sending you rewards for the purchases you have made.
By taking advantage of these bits of advice, you will be able to save much more money than if you simply sign up for one site and try to rack up those reward credits quickly. When it comes to cash back sites, slow and steady wins the race. Set yourself up to save the most money in the long run if you want to make the most of these incredible opportunities.
And really, these opportunities are incredible. While it might not seem like five to 10 percent cash back is that big of a deal, over time it adds up to being meaningful money. Best of all, you aren’t being asked to give anything up. Considering you are being given money without making any sacrifices, it is safe to say that these sites can provide you with what will sometimes seem like a dream come true.
Take advantage and be patient with your purchasing. It won’t be long before you are able to make big strides with your savings. Here are a few of the best sites out there that can help you start getting money back for the purchases you were already planning to make.
BeFrugal is a website that brings a lot to the table for those that are looking to save. They have more than 4,000 stores in their repertoire, meaning you will have the chance to save almost anywhere you may go to make your online purchases. They also offer up to 30 percent cash back, which can lead to some pretty incredible savings. Not every site can offer this combination of opportunity and variety, making it a go-to site for those looking to save.
Perhaps the best feature of BeFrugal is their price-matching scheme. If you make a purchase on their site and realize later that you could have saved more elsewhere, they will help you make up the difference with rewards points. Once you are up to $25 or more in credit, you can get payment in a number of ways. They can send you money through PayPal or a check in the mail. If you would prefer gift cards, they can also send you these in the mail. While they can only mail to addresses in the U.S., everybody can make money back quickly by going through BeFrugal.
(2) Coupon Cactus
Coupon Cactus has a variety of savings opportunities for you, with more than 4,000 stores offering deals for you. You will be able to get cash back ranging from one percent to 30 percent, meaning there are plenty of deals to check out that could end up saving you big money. They also offer flat rates from some of their participating stores, meaning you can occasionally find especially great deals on low-end purchases (though some of the flat rates go up past $50).
One of the big benefits of using Coupon Cactus is the relatively low cash out number. You only need to rack up $10 in credits in order to cash out. You can request a PayPal payment, or receive a quarterly check. However you would like to get paid, you will be able to keep the money coming your way fairly regularly if you are able to find the right deals on their site.
(3) Coupon Cabin
Coupon Cabin brings a few unique things to the table in an otherwise familiar formula. They have a large number of participating stores, with over 3,000 vendors offering cash back deals. They are especially prominent in the online clothing store market, meaning you will love saving money with them if you are a clothes-shopping addict.
Where things really get interesting with them are their exclusive deals, which come and go but offer occasionally fantastic savings opportunities. You will definitely want to check in with them from time to time to see what deals are floating around. They also offer discounts for military families, which can provide a nice savings boost.
Ebates is one of the oldest cash back sites out there. They have a nifty, easy-to-use website that makes it simple for you to find the best deals they have got. You will generally find cash back amounts of 10 percent or below, but will sometimes find especially great deals on their site. They will also offer you a $10 welcome bonus after you have spent $25 or more, which is a nice incentive to get going with their offers.
Ebates really excels by offering consistent coupon codes and temporary discounts that really expand on the savings that are available to you. You are also able to get cash back on gift card purchases, which will allow you to go shopping in stores and still receive the perks you would normally receive online. This is especially great for when you are going clothes shopping, as buying clothes online can sometimes be a bit of a betting game.
Extrabux brings a similar list of offerings to the table as other sites, but that doesn’t mean you should ignore them. They offer cash back of up to 30 percent, with number a bit below 10 percent being the standard. They will also allow you to cash out once your balance surpasses $10. They can send you a payment through PayPal, a direct credit card deposit, a check in the mail, or a donation to any charity that you choose.
The real benefits of joining Extrabux are the coupons and discount codes that they will provide you with, as these give you extra opportunities to save. While you may not get cash back for these deals, you will still ultimately save big money. You will also be gifted an $8 reward just for signing up, which gets you off to a great start for redeeming your first reward sooner.
iBotta offers one of the most unique cash back programs out there, and they do it right. While the number of participating merchants is not that large with just a few hundred available, you will probably end up using iBotta more than any other cash back site available. That is because you are able to use it for things like groceries. Simply download the app and take a picture of your receipt after you go shopping at a store like Walmart, Target, or CVS. They will give you savings for things that virtually no other cash back site will offer.
While a lot of sites give you the chance to save money for making purchases at online clothing stores and electronics stores, very few give you the chance to get money back for the things you need to buy in store. Even better, they aren’t concerned with what brands you are purchasing. All they care about is where you make your purchases, which leaves you with unique opportunities to save that almost nobody else can give you.
TopCashback may not seem especially unique at first glance, but they offer some of the best in the business for one simple reason: they will often be the ones that get you the most money back. The programs that they have in place are pretty standard for cash back sites, but you will often find that they are the site offering the highest cash back percentages.
They have a large list of popular merchants, with over 3,000 in total. They have flexible options for paying you back, including through PayPal and Amazon gift cards. They will provide you with some nice coupon codes and even have an app. But that’s not why they stand out. In the end, you are going to love TopCashback because they simply get you the best deals around more often than anybody else.
There are a lot of great cash back sites; these are simply some of the best. Take the time to find a nice (but manageable) list of sites that you can check in with regularly and take advantage of. Considering they are willing to offer you money back for purchases that you were already planning on making, there is no reason not to make the most of these outstanding opportunities.